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General Information: Index | Exclusions & Limitations | Locate Providers | Electronic Application
Benefit Schedules: Passport | Essentials 20 | HSA Plans
Arizona Health Insurance > LifeWise Health Plan of Arizona > General Information
Quote & Apply - Electronic Application
Peace of mind because you choose the provider you want from our broad network of healthcare providers, and because we save you money by negotiating fees with our network providers. Peace of mind also comes from knowing that all LifeWise plans include preventive care, professional office visits, diagnostic and laboratory services, and emergency care.
We’ve got a plan that’s right for you, whether you want the broadest coverage possible or just the basics.
| Passport | Essentials 20 | LifeWise HSA 20 | LifeWise HSA | |
| LifeWise Health Plans | ||||
| Features | •Our broadest coverage • Choice of deductible and copay options |
•Great basic coverage • Lower monthly rates |
•Save money for medical expenses,
while cutting your tax bill • Lower monthly rates |
|
| Individual Deductible | $500, $1,000, $1,500, $2,500 or $5,000 | Per individual $5,500 or $8,000 |
Per individual: $3,000 Per family: $6,000 |
Per individual: $5,000 Per family: $10,000 |
| Coinsurance (what you pay) |
20% | 20% | 20% | 0% |
| Out-of-Pocket Maximum (Deductible
plus coinsurance max) |
Per individual $2,500, $3,500, $4,000 $5,500 or $8,000 |
Per individual $5,500 or $8,000 |
Per individual: $5,000 Per family: $10,000 |
Per individual: $5,000 Per family: $10,000 |
| Office Visit Cost Share | $20, $25 or $30 copay (based on chosen deductible) |
Deductible applies first, then you pay 20% | Deductible applies first, then you pay 20% | Deductible applies first, then covered in full |
| Preventive Exams | Office visit copay | Covered in full (up to $300 PCY) |
Covered in full (up to $300 PCY) |
Covered in full (up to $300 PCY) |
| Immunizations | Covered in full (unlimited) | Covered in full (unlimited) | Covered in full (unlimited) | Covered in full (unlimited) |
| Pharmacy |
Tier 1: $10 Tier 2: $30 Tier 3: 50% Mail order available |
Deductible applies first, then you pay 20% | Deductible applies first, then you pay 20% | Deductible applies first, then covered in full |
LifeWise Passport™
In addition to providing benefit-rich coverage with a prevention and wellness focus, LifeWise Passport plans allow you to tailor out-of-pocket expenses by providing five options for deductible ($500, $1000, $1500, $2500, or $5000) and three options for office visit copays ($20, $25, or $30).
For details, please refer to the plan summary.
LifeWise Essentials™ 20
LifeWise Essentials 20 plans are ideal for individuals who want low premiums, coverage for major medical services such as urgent care, emergency and diagnostic services, and who are looking for upfront benefits like preventative care, preventive immunizations and health education.
For details, please refer to the plan summary.
LifeWise HSA™ 20
The LifeWise HSA 20™ Plan is an HSA-qualified plan with a $3,000 deductible per individual and 20% coinsurance.
For details, please refer to LifeWise HSA™ 20 plan summary .
LifeWise HSA™
The LifeWise HSA plan has a higher deductible ($5,000 for an individual) but no coinsurance. With the lowest premium of any of LifeWise’s HSA-qualified plans, more savings can be diverted into the HSA.
For details, please refer to LifeWise HSA™ plan summary .
Preventive Screenings
Preventive screenings are tests your doctor uses to make sure everything’s going well and are covered on all LifeWise plans. Preventive screenings are preventive services under diagnostic and laboratory benefit. Some of the covered screens include:
- Cervical (PAP) cancer screenings
- Prostate (PSA) cancer screening
- Cholesterol Screening
- Bone density screening
Non-preventive Diagnostic and Laboratory Services
LifeWise health plans provide coverage for appropriate diagnostic services for covered conditions that are not included in the preventive screenings list. This means that services such as x-rays, MRIs, EKGs and lab services are covered by LifeWise plans when used to diagnosis covered conditions.
Ready to enroll? Get a quote and Quote & Apply.