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Celtic Basic 

Celtic Basic is one of the leading high deductible health insurance plans in the marketplace offering:

• Quality, basic health insurance coverage
• Affordable rates to fit the budget with high deductible options
• A no-hassle PPO with 80/20 coinsurance and $1,500, $2,500 or $5,000 deductible choices
• Maximum lifetime protection of $5 million
• Two $30 copay office visits per year
• $200 wellness benefit (eligible after 12 months of coverage)
• Prescription drug option

CeltiCare II medical plans

The three plans are based on the flexibility of your health care needs and desired premium level. You can choose the plan best for you.

CeltiCare II Select PPO - you receive high quality care for the lowest premium by accessing respected network physicians and hospitals. This doctor and hospital PPO offers savings on every visit to any network provider.

CeltiCare II “Any Doc” PPO - you don’t have to change doctors to realize the advantage of a low office visit copayment.  With the Celtic “Any Doc” PPO you have the flexibility to choose your own physician while saving money with the preferred rates of our prominent hospital network.

CeltiCare II Managed Indemnity Plan - offers you comprehensive major medical coverage with the flexibility to select the doctors and hospitals of your choice.

CelticSaver HSA Health Plan

The CelticSaver HSA Health Plan is a qualified high deductible health plan designed to provide you with major medical coverage including up to $7,000,000 of reliable health insurance protection combined with a Health Savings Account (HSA) option to make your health plan even more affordable.

Celtic offers two plans to choose from:

The CelticSaver HSA PPO Plan – you receive high quality care for the lowest premium by accessing respected network physicians and hospitals. This doctor and hospital PPO offers savings on every visit to any network provider. 

The CelticSaver HSA Managed Indemnity Plan – offers you comprehensive coverage with the flexibility to select the doctors and hospitals of your choice.

Preferred Rates and Rate Guarantee

Celtic saves you more with our Preferred rating class for qualifying applicants. Plus, if you and/or your spouse have not used tobacco in the past 12 months you could receive the lowest premium available on the Health Plans.

And Celtic guarantees your premium rate for the first 12 months of coverage, an offer most insurance companies won’t make.