Arizona Health Insurance > Catastrophic Plans

Catastrophic Health Insurance Plans

Many consumers search for "Catastrophic Health Insurance Coverage", though there is really no plan designed to cover only catastrophies.  Currently no companies are offering plans that exclude any coverage for doctor office visits, but there are many plans in which you must first satisfy your annual deductible before any benefits are paid. Some lower costing examples of this kind of plan are the Blue Preferred Basic plan from BlueCross BlueShield of Arizona, the Preventative and Hospital Care 3000 plan from Aetna or the Celtic Basic 5000 from Celtic Insurance Company.  

This kind of health plan is designed to be a lower cost alternative to the more benefit rich plans.  Many times these plans do not cover things like outpatient prescriptions, immunizations or routine physicals. They offer a wide range of deductibles that allow people to save a tremendous amount of money in premiums.

If this kind of plan is what you are looking for, we invite you to use our online quoting system to get an instant quote to begin your search for a new health plan for yourself!  In seconds you will see the prices and be able to compare benefits of the plans available in your part of Arizona. As always, we are here to help. If you need more personalized assistance, send us an email with your information and we will be happy to send you a quote!

Insurance Deals

We are asked many times if there are any "deals" in health insurance.  The simple answer is NO.  In Arizona, the price is the price no matter where you buy a plan.  It is the same if you buy a plan directly from one of the Insurance Companies in Arizona, or if you use an agency like ours.  We charge you no fees for the work that we do.  We are paid by whichever company you choose to apply with.