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Arizona Health, Life, & Travel Insurance
Call 800.884.2343 or
541.434.9613
FAX - 541.284.2994
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Aetna
BC BS of Arizona
Celtic
Golden Rule
HealthNet of Arizona
Humana
LifeWise Health Plans of Arizona
Assurant Health
Other Insurance
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Arizona Health Insurance > Aetna > Preventative and Hospital Care 3000 Benefits

| Preventative and Hospital Care 3000 (HSA Compatible) |
| Member Benefits |
In-Network |
Out-of-Network+ |
| Deductible Individual / Family |
$3,000/$6,000 |
$6,000/$12,000 |
| Coinsurance (Member’s Responsibility) |
20%
after deductible |
50%
after deductible |
| Coinsurance Maximum Individual / Family |
$2,000/$4,000 |
$4,000/$8,000 |
| Out-of-Pocket Maximum Individual / Family (Includes Deductible) |
$5,000/$10,000 |
$10,000/$20,000 |
| Lifetime Maximum* |
$5,000,000 |
$5,000,000 |
Non-specialist Office Visit
(General Physician, Family Practitioner, Pediatrician or Internist) |
Not covered |
Not covered |
Specialist Visit
(Aexcel Network available in specified counties.) |
Not covered |
Not covered |
| Hospital Admission |
20%
after deductible |
50%
after deductible |
| Outpatient Surgery |
20%
after deductible |
50%
after deductible |
| Urgent Care Facility |
Not covered |
Not covered |
| Emergency Room |
$100 copay** (waived if admitted)
20% coinsurance after deductible |
Annual Routine GYN Exam
(Annual Pap / Mammogram) |
$40 copay
ded. waived |
50%
after deductible |
| Maternity |
Not covered (except for pregnancy complications) |
Preventive Health
(Routine Physical) ($200 maximum*) |
$35 copay
ded. waived |
50%
after deductible |
| Lab / X-Ray |
Not covered |
Not covered |
Skilled Nursing (In Lieu of Hospital)
(30 days per calendar year*) |
20%
after deductible |
50%
after deductible |
| Physical / Occupational Therapy & Chiropractic Care |
Not covered |
Not covered |
Home Health Care
(In Lieu of Hospital)
(30 visits per calendar year*) |
20%
after deductible |
50%
after deductible |
| Durable Medical Equipment |
Not covered |
Not covered |
| Pharmacy |
| Pharmacy Deductible per Individual |
Not Applicable |
Not Applicable |
Generic
(Oral Contraceptives included) |
Not covered*** |
Not covered |
Preferred Brand copay
(Oral Contraceptives included) |
Not covered*** |
Not covered |
Non-Preferred Brand copay
(Oral Contraceptives included) |
Not covered*** |
Not covered |
| Calendar Year Maximum per Individual* |
Not Applicable |
Not Applicable |
* Maximum applies to combined in and out-of-network benefits.
** Copay is billed separately and not due at time of service. Copay does not count towards coinsurance or out-of-pocket maximum.
*** Aetna Discount Available
+ Payment for out-of-network facility care is determined based upon Aetna’s Allowable Fee Schedule. Payment for other out-of-network facility care is
determined based upon the negotiated charge that would apply if such services or supplies were received from a Preferred Provider.
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